Hello, EA Forum! Here is an open thread.
I will kick it off by asking what thoughts people have on saving for retirement while donating more than a set 10% of income.
I am likely to have a relatively high paying job within a few months and don't plan on spending most of that income. I plan to divide the rest between retirement savings and donations to x-risk charities, but I don't have a coherent framework for balancing the creation of passive income with helping preserve the world.
Ideas on utilizing less-taxed retirement accounts would be appreciated as well. Are there any advantages over DAFs?
Effective and efficient have a quite different nuance. See, e.g.. In short, effectiveness implies the desirability of the goal that is aimed or achieved, while something that is harmful or bad can be efficient. The term 'efficient' is value-neutral in a way 'effective' is not. For example, there are efficient ways to slaughter animals, but that is not what people who are opposed to the killing of animals (especially for food, etc.) call 'effective'.
Effective altruism, by its terminology, arouses what I see as unnecessary contention. By calling EA effective altruism, by implication, it implies that altruism outside the EA framework is not effective. By calling it efficient, it accepts that most altruism is effective, but privileges EA as efficient. In contrast, by claiming efficiency, it intrinsically appeals to some of the best-heeled philanthropists in the business field.